Find the right mortgage

In the past decade we’ve helped thousands of international clients

How we work

We’re recommended

With a five-star ranking of 500+ customers on Google

We’re independent

We have no obligation to mediate for any particular bank or insurance company

We’re experienced

We help you to navigate the Dutch system and finance the home you want.

Dutch Mortgage Calculator

Use our free mortgage calculator to get an estimate of how much you are likely to be able to borrow based on your salary in the Netherlands

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Who is this mortgage for? Alone Together

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If you have a loan or debts, please contact us.

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Please note that the online Mortgage Calculator provides you with an estimation only. The amount given is subject to change based on a discussion on your personal situation.

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Voornaam Achternaam

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We don't brag about ourselves

Look at our testimonials for honest and objective client opinions

Read all stories

''If anyone can fix your problem, that is Wouter from Expat Mortgages''

''To buy a house in the Netherlands is way different than to buy a house in my home country''

Celebrating together was really nice, we really have good memories of Expat Mortgages

He made great recommendations for additional services and we believe had our best interests in mind to find the best terms for our mortgage.

Right from the start, I felt guided and in good hands

Recommendations

Rachel Ladd

11:48 07 Feb 25

Roy, Debby and team were absolutely amazing! They explained everything from start to finish, reviewed our circumstances and made recommendations and communicated every step of the way. They were great and I would highly recommend them to anyone looking to buy in Amsterdam!

Stephanie Baas

10:28 07 Feb 25

We received great advise and knowledge from Matthijs from Expat Mortgages. They made the process easy to follow, with English documents also provided for expats. They also have good connections/suggestions of other companies that can help you further with house related things. Highly recommend

Murat Dogu

14:36 03 Feb 25

We had an excellent experience with Expat Mortgages (Thank you David & Amanda 👋). From start to finish, the process was smooth and well-organized. They were very friendly and supportive throughout the entire process. We highly recommend Expat Mortgages to anyone applying for a mortgage in the Netherlands.

Rebeka Darmati

10:12 30 Jan 25

We had a really nice experience with Expat Mortgages! We didn't have a real estate agent but Joost from Expat Mortgages helped us a lot with arranging things and just general advice. We felt comfortable throughout the entire process. Expat Mortgages adapted to our personal situation instead of using the general approach that you would encounter in a bank. I would absolutely recommend their services!

Arul Prakash

21:42 28 Jan 25

My wife and I used Expat Mortgages when buying our home, and I’m so glad we did. Our advisor Chloee was super supportive, was always willing to explain everything in detail and this helped a lot to ease our concerns of buying a home.She was also able to get our mortgage approved within one day which meant that we had a lot of mental peace after that!Once you sign the agreement, Sven takes over and constantly sends you reminders to get insurance, make your payments etc which was super useful as well. And to top it off, Sven and Chloee surprised us by showing up at the deed signing which was a really pleasant surprise and made us feel confident that the day was going to go well!I would recommend them 1000% especially if you’re buying a home for the first time in the Netherlands, no regrets!

alen evtimov

12:47 28 Jan 25

Incredible experience with Expat Mortgages and Simon. A friendly, welcoming, professional service that made us feel comfortable and confident that everything will go well... and it did.I recommend their services to anybody that is looking for the best mortgage option, because this is the place where you will receive the best possible advice.

Ore Soewu

14:40 08 Dec 24

A huge thank you to Expat Mortgages! From start to finish, they were incredibly helpful, knowledgeable, and attentive to my needs. I felt comfortable and informed throughout the entire process as they explained every step of the process clearly and answered all my questions with patience and expertise.They found me a fantastic mortgage rate and made sure everything was handled efficiently and professionally. I couldn’t be happier with my experience!

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