''If anyone can fix your problem, that is Wouter from Expat Mortgages''
Finance your dream home
Find the right mortgage
In the past decade we’ve helped thousands of international clients
How we workWe’re recommended
With a five-star ranking of 500+ customers on Google
We’re independent
We have no obligation to mediate for any particular bank or insurance company
We’re experienced
We help you to navigate the Dutch system and finance the home you want.
Dutch Mortgage Calculator
Use our free mortgage calculator to get an estimate of how much you are likely to be able to borrow based on your salary in the Netherlands
Make an appointmentYour maximum mortgage will be
// monthly
Please note that the online Mortgage Calculator provides you with an estimation only. The amount given is subject to change based on a discussion on your personal situation.
We don't brag about ourselves
Look at our testimonials for honest and objective client opinions
Read all stories
''To buy a house in the Netherlands is way different than to buy a house in my home country''
Celebrating together was really nice, we really have good memories of Expat Mortgages
He made great recommendations for additional services and we believe had our best interests in mind to find the best terms for our mortgage.
Right from the start, I felt guided and in good hands
Recommendations
I highly recommend Joost at Expat Mortgages!He made the entire process incredibly easy for my partner and me—from start to finish. Joost answered all our questions patiently and clearly, and really helped us navigate the Dutch housing market as English speakers in Amsterdam. Thanks to his support, we felt confident in every decision we made. We couldn’t have asked for a better experience!
Excellent advice and help from expat mortgages. Matthijs and his team were personal and knowledgable and they lead us through the process seamlessly, answering all our many many questions! We would highly recommend this service to other expats.
I am extremely happy with their services. I am very lucky to have worked with David Ocampo & Debby Jansen. They are very responsive and diligent. Strongly recommended. As a great advantage, their service fees include assistance with provisional tax filings for the mortgages through their association with a tax advisory firm. The whole process has been made so easy for me.
We are very happy with Amanda and her team, she was very attemptive and helpfull. Explanained all information in Portuguese and English. Allways availiable, we totally recommend. Obrigado!
Absolutely outstanding services of the Expat Mortgages team! They made the entire financing process for my dream apartment in The Hague smooth, stress-free, and efficient. I really appreciated their expertise, responsiveness, and genuine care. Highly recommended!
I had a pleasure working with Expat mortgages, specifically Amanda and Joyce, and I am so grateful for their outstanding service and support. Being a first time buyer in Amsterdam can be quite nerve wracking, at least so I’ve been told, but with the expertise, knowledge and top notch service of the expat mortgages I was able to secure the best possible mortgage smoothly and now I am a proud owner. Amanda was always quick with responding to my questions and always gave me enough information to make the right decision.Amanda truly cares for her clients, she is simply wonderful! Expat Mortgages also established very reliable partnerships and connections so they are truly a one stop shop for anything you need to know or to take care of when you are buying a house in NL!
We had a great experience working with Expat Mortgages and would highly recommend them, especially to fellow expats navigating the Dutch housing market for the first time.Matthijs was our advisor, and he was incredibly helpful throughout the entire process. He took the time to clearly explain every step, answered all our questions patiently, and made sure everything moved forward as quickly as possible, which is absolutely crucial in Amsterdam’s competitive housing market.Thanks to his guidance and efficiency, we felt confident and well-supported during what could have been a very stressful time. Highly recommend their services!
I highly recommend Expat Mortgages. Their service is first-class, transparent, and truly customer-focused. Our situation turned out to be more complicated than expected, but Roy and his team went above and beyond to ensure we were able to close on our new home in time. Their expertise, dedication, and perseverance made all the difference—we couldn’t have done it without them. If you’re navigating the home-buying process as an expat, you’ll be in excellent hands with Expat Mortgages.
We recently had the pleasure of working with Expat Mortgages, and I cannot speak highly enough of the service we received. As expatriates navigating the complexities of obtaining a mortgage in a foreign country, we were apprehensive about the process. However, from our first interaction, the team at Expat Mortgages put us at ease.Their expertise in expat mortgages was evident; they provided us with clear guidance on the various options available to us and helped us understand the nuances of the mortgage process. The staff were incredibly responsive, answering all our queries promptly and thoroughly. Their attention to detail and commitment to finding the best solutions tailored to our financial situation made all the difference.Throughout the process, we felt supported and informed every step of the way. The team worked diligently to secure the best rates for us, and their dedication did not go unnoticed. We are now settled into our new home, thanks to their assistance.I highly recommend Expat Mortgages to anyone in need of mortgage support while living abroad. Their professionalism, knowledge, and customer-centric approach are truly commendable.Thank you, Expat Mortgages, for making our experience smooth and successful!
Roy, Debby and team were absolutely amazing! They explained everything from start to finish, reviewed our circumstances and made recommendations and communicated every step of the way. They were great and I would highly recommend them to anyone looking to buy in Amsterdam!
We received great advise and knowledge from Matthijs from Expat Mortgages. They made the process easy to follow, with English documents also provided for expats. They also have good connections/suggestions of other companies that can help you further with house related things. Highly recommend
We had an excellent experience with Expat Mortgages (Thank you David & Amanda 👋). From start to finish, the process was smooth and well-organized. They were very friendly and supportive throughout the entire process. We highly recommend Expat Mortgages to anyone applying for a mortgage in the Netherlands.
We had a really nice experience with Expat Mortgages! We didn't have a real estate agent but Joost from Expat Mortgages helped us a lot with arranging things and just general advice. We felt comfortable throughout the entire process. Expat Mortgages adapted to our personal situation instead of using the general approach that you would encounter in a bank. I would absolutely recommend their services!
My wife and I used Expat Mortgages when buying our home, and I’m so glad we did. Our advisor Chloee was super supportive, was always willing to explain everything in detail and this helped a lot to ease our concerns of buying a home.She was also able to get our mortgage approved within one day which meant that we had a lot of mental peace after that!Once you sign the agreement, Sven takes over and constantly sends you reminders to get insurance, make your payments etc which was super useful as well. And to top it off, Sven and Chloee surprised us by showing up at the deed signing which was a really pleasant surprise and made us feel confident that the day was going to go well!I would recommend them 1000% especially if you’re buying a home for the first time in the Netherlands, no regrets!
Incredible experience with Expat Mortgages and Simon. A friendly, welcoming, professional service that made us feel comfortable and confident that everything will go well... and it did.I recommend their services to anybody that is looking for the best mortgage option, because this is the place where you will receive the best possible advice.
A huge thank you to Expat Mortgages! From start to finish, they were incredibly helpful, knowledgeable, and attentive to my needs. I felt comfortable and informed throughout the entire process as they explained every step of the process clearly and answered all my questions with patience and expertise.They found me a fantastic mortgage rate and made sure everything was handled efficiently and professionally. I couldn’t be happier with my experience!
I highly recommend Joost at Expat Mortgages!He made the entire process incredibly easy for my partner and me—from start to finish. Joost answered all our questions patiently and clearly, and really helped us navigate the Dutch housing market as English speakers in Amsterdam. Thanks to his support, we felt confident in every decision we made. We couldn’t have asked for a better experience!
Excellent advice and help from expat mortgages. Matthijs and his team were personal and knowledgable and they lead us through the process seamlessly, answering all our many many questions! We would highly recommend this service to other expats.
I am extremely happy with their services. I am very lucky to have worked with David Ocampo & Debby Jansen. They are very responsive and diligent. Strongly recommended. As a great advantage, their service fees include assistance with provisional tax filings for the mortgages through their association with a tax advisory firm. The whole process has been made so easy for me.
We are very happy with Amanda and her team, she was very attemptive and helpfull. Explanained all information in Portuguese and English. Allways availiable, we totally recommend. Obrigado!
Absolutely outstanding services of the Expat Mortgages team! They made the entire financing process for my dream apartment in The Hague smooth, stress-free, and efficient. I really appreciated their expertise, responsiveness, and genuine care. Highly recommended!
I had a pleasure working with Expat mortgages, specifically Amanda and Joyce, and I am so grateful for their outstanding service and support. Being a first time buyer in Amsterdam can be quite nerve wracking, at least so I’ve been told, but with the expertise, knowledge and top notch service of the expat mortgages I was able to secure the best possible mortgage smoothly and now I am a proud owner. Amanda was always quick with responding to my questions and always gave me enough information to make the right decision.Amanda truly cares for her clients, she is simply wonderful! Expat Mortgages also established very reliable partnerships and connections so they are truly a one stop shop for anything you need to know or to take care of when you are buying a house in NL!
We had a great experience working with Expat Mortgages and would highly recommend them, especially to fellow expats navigating the Dutch housing market for the first time.Matthijs was our advisor, and he was incredibly helpful throughout the entire process. He took the time to clearly explain every step, answered all our questions patiently, and made sure everything moved forward as quickly as possible, which is absolutely crucial in Amsterdam’s competitive housing market.Thanks to his guidance and efficiency, we felt confident and well-supported during what could have been a very stressful time. Highly recommend their services!
I highly recommend Expat Mortgages. Their service is first-class, transparent, and truly customer-focused. Our situation turned out to be more complicated than expected, but Roy and his team went above and beyond to ensure we were able to close on our new home in time. Their expertise, dedication, and perseverance made all the difference—we couldn’t have done it without them. If you’re navigating the home-buying process as an expat, you’ll be in excellent hands with Expat Mortgages.
We recently had the pleasure of working with Expat Mortgages, and I cannot speak highly enough of the service we received. As expatriates navigating the complexities of obtaining a mortgage in a foreign country, we were apprehensive about the process. However, from our first interaction, the team at Expat Mortgages put us at ease.Their expertise in expat mortgages was evident; they provided us with clear guidance on the various options available to us and helped us understand the nuances of the mortgage process. The staff were incredibly responsive, answering all our queries promptly and thoroughly. Their attention to detail and commitment to finding the best solutions tailored to our financial situation made all the difference.Throughout the process, we felt supported and informed every step of the way. The team worked diligently to secure the best rates for us, and their dedication did not go unnoticed. We are now settled into our new home, thanks to their assistance.I highly recommend Expat Mortgages to anyone in need of mortgage support while living abroad. Their professionalism, knowledge, and customer-centric approach are truly commendable.Thank you, Expat Mortgages, for making our experience smooth and successful!
Roy, Debby and team were absolutely amazing! They explained everything from start to finish, reviewed our circumstances and made recommendations and communicated every step of the way. They were great and I would highly recommend them to anyone looking to buy in Amsterdam!
We received great advise and knowledge from Matthijs from Expat Mortgages. They made the process easy to follow, with English documents also provided for expats. They also have good connections/suggestions of other companies that can help you further with house related things. Highly recommend
We had an excellent experience with Expat Mortgages (Thank you David & Amanda 👋). From start to finish, the process was smooth and well-organized. They were very friendly and supportive throughout the entire process. We highly recommend Expat Mortgages to anyone applying for a mortgage in the Netherlands.
We had a really nice experience with Expat Mortgages! We didn't have a real estate agent but Joost from Expat Mortgages helped us a lot with arranging things and just general advice. We felt comfortable throughout the entire process. Expat Mortgages adapted to our personal situation instead of using the general approach that you would encounter in a bank. I would absolutely recommend their services!
My wife and I used Expat Mortgages when buying our home, and I’m so glad we did. Our advisor Chloee was super supportive, was always willing to explain everything in detail and this helped a lot to ease our concerns of buying a home.She was also able to get our mortgage approved within one day which meant that we had a lot of mental peace after that!Once you sign the agreement, Sven takes over and constantly sends you reminders to get insurance, make your payments etc which was super useful as well. And to top it off, Sven and Chloee surprised us by showing up at the deed signing which was a really pleasant surprise and made us feel confident that the day was going to go well!I would recommend them 1000% especially if you’re buying a home for the first time in the Netherlands, no regrets!
Incredible experience with Expat Mortgages and Simon. A friendly, welcoming, professional service that made us feel comfortable and confident that everything will go well... and it did.I recommend their services to anybody that is looking for the best mortgage option, because this is the place where you will receive the best possible advice.
A huge thank you to Expat Mortgages! From start to finish, they were incredibly helpful, knowledgeable, and attentive to my needs. I felt comfortable and informed throughout the entire process as they explained every step of the process clearly and answered all my questions with patience and expertise.They found me a fantastic mortgage rate and made sure everything was handled efficiently and professionally. I couldn’t be happier with my experience!
News and insights
How expats can win in the Dutch housing market: new tools and smarter financing
Are you (and your home) ready for 2025?
The mortgage market in the Netherlands
09.09.2025
Expat Housing Seminar, All you need to know about buying a house
Zandkasteel, Amsterdam, Starting 19.00