For foreigners with zero experience in buying a house, finding the right mortgage and calculating the expected costs can be daunting. Fortunately for me and my wife, Expat Mortgages provided excellent service to guide us through the whole process. Maikel Ros provided us with the best advice you can possibly get, showing us a preliminary mortgage report, setting up budget for work to be done on the appartment, getting a life insurance, requesting necessary information from the broker and the notary, and providing information on tax rules. Most importantly, Maikel was making sure that all pieces of information were received by requesting parties on time even though there were a large number of documents circulating during the whole process. Maikel was patient whenever we required extra explanation, has always been a great resource, and even answered our calls while riding his bicycle! We would definitely recommend Expat Mortgages to any foreigner seeking advice on getting a mortgage and buying a house/apartment.