As academics and freelance consultants with irregular incomes, we were unsure about our chances of obtaining a mortgage in the Netherlands. Expat Mortgages were wonderful guides through the whole process. We have been very pleased with their services, in particular with the professionalism and attentiveness of Stephania Ammerlaan, who made the whole process simple and as stress-free as possible. Through her efforts – in collaboration with our real estate agent – we bought and moved into our beautiful new home just over 2 months after our first meeting!