When I started to consider buying my own place in Amsterdam, I was lost as how different it is to go about the morgage than in US. I met with a few Dutch Morgage Brokers and none of them could give me direct answers to my questions not mentioning some estimations for my morgage cost, payment etc. My friend recommended Richardo/Expat Morgages and after the first conversation he immediately gave me answers I was looking for with the estimations of all the numbers. There was no questions in my mind, who I am going to use as my Morgage Company. It was a very painless and actually nice experience and on top of everything else – it took a very short time to close that it surprised my Real Estate Agent and other people involved. I will always recommend Richardo and Expat Morgages for all morgage needs – GREAT EXPERIENCE!!!!