We cannot thank enough to Ralf. He made the process quite easy. He calmly handled minor hiccups that occurred with the paperwork. The feedback from the bank regarding the paperwork and the mortgage decision was fast thanks to his communication skills and networking. Also, the experience that Expat mortgages has also reflected on the selling agent; the agent collects your information and makes an educated decision on whether you can get the mortgage from a bank. At least in the Amsterdam market, they know what the Expat Mortgages name entails. They feel confident about your financial situation as they know that Expat Mortgages knows its customers. This is important as a non-national in this hot housing market when there are 15 offers put down for the same house. Word prospective buyers, they know what they are doing!