Netherlands , a place where you expect delivery of your new car in 2-4 months , an appointment for mortgage in 5 weeks ( 3 weeks if you are lucky) I thought I was smart in already starting the mortgage process for the house 2 months before actually finalizing the house. Thought everything was on good track but last moment the bank came back with unique scenario of lower eligibility, a higher interest rate than being said before and I was in a fix with only 3 weeks to finalize the mortgage I was in real stress. Next morning one of my friend referred me to Expat Mortgages, the same day we exchanged mails and fixed appointment for next morning ( a miracle in Netherlands) . I met Chris next morning and by the end of the meeting I must say I was relieved, things happened in a very sequential manner and I got an attractive mortgage arranged without hiccups.