We had an intake meeting with ExpatMortgages about a year before we eventually bought an apartment. From the start, we had a great experience with Roy, who was approachable and was able to answer all our questions. When we eventually lucky enough to have an offer accepted, Roy and Josè were always willing to help as the questions came in. We bought the apartment without an agent, which meant that we needed to lean on Expat Mortgages more than usual. The mortgage we received was very competitive and we are really happy with the deal.