It was a real pleasure to work with Ralf on getting things up for my mortgage and for a successful deal’s closure. I was provided with all the details around the mortgage cost and additional fees and payments related to buying an apartment. Ralf was really helpful in addressing all my questions and providing comprehensive support throughout the process. Included in their service package, tax support to manage your tax refunds properly is also very much worth the money you pay (which is still not that high considering amount of time and efforts it takes to arrange on one’s own). I am very grateful for Ralf’s and Expat Mortgages’ support and help and highly recommend this team as a reliable partner and adviser in the process of buying your own house, especially when you are an expat and surely are not aware of all the details around this process and available financing possibilities/options here in the Netherlands! Thank you.